Most people are aware of how late payments of existing loans or credit card dues can affect their credit score negatively. However, do you know that you can remove the late payment details from your credit report? It is possible to remove that part to make your credit portfolio look more attractive to future lenders when you need loans.
While using credit cards, paying the outstanding balance on time is crucial since it will affect your credit report later. However, it is possible to have late payments due to many reasons. The late payments often result from genuine problems such as medical emergencies. Also, there can be faulty reports where you have already made the payments on time, but the report shows dispute data.